"HeyBub" wrote in message
news
Master Betty wrote:

You could say the same thing about almost any large company. They get
to big to worry about miniscule customers. We almost always pay cash
for everything but last January my wife went to Ashley and bought a
diningroom table. We had the money but for some reason she put it on
"6 months same as cash". My initial reaction was to pay the bill but
it was stated "6 months same as cash" so I didn't worry about it. I
never got a bill so I waited for it. One came 2 months later from
Citifinancial saying I was late and had late fees. I called and told
both Ashley and Citifinancial I have documents that state 6 months
same as cash but they didn't care. I spoke with a customer service
supervisor at Ashley and he said they don't do anything until they
get several complaints. The telephone rep at Citifinancial said I was
the 3rd complaint she got from Ashley customers that day for the same
thing. I got Citifinancial to knock off the penaties and paid it in
full over the phone. I told my wife that this is why we don't have
any credit cards.

And now your credit report is shot to **** and you are designated as "late
payer."


I doubt that but don't really care much. We don't use credit anymore. That
would be indicated as PIF.