"Pop" wrote in message
news:uHP9g.1968$Y55.1783@trndny08...
Some people don't like to hear this, but if a non-code (which you
have) miswiring causes a fire, and your insurance company gets
wind of it, you will have NO insurance! Codes exist for very
real reasons, too.
Although everything else Pop posted with regard to the OP's wiring situation
is true, this one statement is not at all true. In most states, (if not
all), you are covered once your policy is instated. Insurance companies
must, and do pay for stupidity every day. Fires are investigated every day
and Cause & Origin Teams find faulty wiring to be the cause - every day.
Insurance policies pay off against these claims - every day. There is a lot
of urban legend surround insurance policy coverage but you would have to
look far and wide to find any substantial number of claims denied for
homeowner stupidity. Ask an adjuster when the last time was that they
actually saw a claim denied for faulty wiring.
--
-Mike-